Indicative valuations for mortgage workflows

The problem

Early-stage affordability and eligibility screening needs a property value before a formal, commissioned valuation is worth paying for — but a bad early estimate can send a case down the wrong path. Loan officers either wait for the formal valuation (slow) or guess off a stale index (imprecise), when what they actually need is a fast, evidence-backed estimate with an honest confidence signal attached.

This is an indicative estimate for early screening, not a substitute for a formal, licensed property valuation used in the actual credit decision.

How it fits your workflow

Called once, early, at case intake — before the formal valuation is ordered.

Case enters pipelineAddress + unit details

→

POST /v1/valuationOne API call

→

Indicative estimate + confidenceFeeds early screening

Illustrative workflow — the formal valuation step in your own process is unchanged; this only informs the screening stage before it.

Sample output

A real, saved example — the full interactive version (with the raw API response) is on the homepage sample explorer. /v1/cov additionally computes the gap against a stated asking price, useful when screening a specific offer.

HDB 5-room, Kallang/Whampoa · 114 sqm · storey 20

S$857,600

Medium confidence

6 comparable sales, price-per-sqm spread of 3.1% — confidence is returned alongside every estimate, not hidden.

What's supported today

HDB resale and private residential valuation on /v1/valuation, plus /v1/cov for a computed gap against a stated asking price.
A confidence label (high/medium/low) on every estimate, driven by comparable count and price-per-sqm spread — never a silent single number.
Full comparable-sales evidence returned with every call, for an audit trail alongside the estimate.
Landed property is on the roadmap, not available yet.

SG Property API is operated by Smart Growth Technologies (UEN 53398715J). Not financial advice; valuations are estimates, not appraisals, and are not a substitute for a formal property valuation. Full data-source licensing on the homepage.